History
Ryan Hargrave and his team have over 25 years of combined knowledge in the mortgage industry. We've worked for big and small mortgage banks and have seen the ups and downs of the ever changing mortgage industry. With the knowledge of mortgage products we are here to give you the options to pick the right loan product for your needs that allows you to close early and have a good mortgage experience. Our team are specalists in their own right who help make your mortgage experience a breeze.
Get in touch
We at Hargrave Home Loans Team know that finding the right mortgage advisor for your home purchase or refinance is not a choice to be taken lightly. That’s why we offer free consultations to walk you through your needs, the scope of your goals, and your budget.
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Mortgage Advisor
Ryan Hargrave
Ryan was introduced into the real estate world at an early age. With a father in financial planning and a mother as a realtor, it was a natural fit. After watching the collapse of the financial market, he jumped in to learn the new rules of navigating the mortgage world. He's commitment is offering a variety of options that allow you to choose the best loan for financial wealth while moving through life. Customer Service is priority #1 and communicating on the weekends is the norm. Ryan is not your average loan officer who sits behind a computer all day. He's passionate about chasing mother nature's biggest storms to corners of the earth. He works as a water safety jet ski driver, rescuing surfers in 20-60 foot surf. He's a regular in the backcountry when winter turns on and snow is in the forecast.
"I take the same passion in saving lives and risking my own into handling a mortgage for a client". -Ryan.
Education
San Diego State University
Marketing & Communications, 2006
Activities & Affiliations
- San Diego Association of Realtors
- NAMB - National Association of Mortgage Professionals
- Solana Beach City Lifeguard
- World Surf League - Big Wave Rescue
Mortgage Licenses
- NMLS 292560
- California Bureau Real Estate # 01864606
Processor
Tina Toth
Tina is extremly organized and shines with her ability to stack your multiple documents and paint a picutre the underwriter can easily understand. Her goal is to get ahead of the underwriting approval so your loan comes out with less conditions and ensures a quick closing. She works side by side with Ryan during the process and is here to ensure every detail is in place.
Education
PIERCE SCHOOL OF BUSINESS
Masters of Business Administration, 1999
WORLD UNIVERSITY
B.A., Economics, 1995
Activities
• Mother of two and enjoys gardening.
ASSOCIATE
David Sider and Rakesh Jain
David and Rakesh have both being in the mortgage industry for many many years. They've run large mortgage banks and have both worked just about every roll in the mortgage process. They now own and operate Insider mortgage, our parent company. They are useful brains when it comes to finding creative ways to crunch income and find the right home loan to fit your needs.
Education
EMPIRE SCHOOL OF BUSINESS
Masters of Accounting, 2002
SAN DIEGO STATE UNIVERSITY
B.A., Finance, 1999
Activities & Affiliations
Rakesh NMLS BRE
David Sider NMLS BRE