Hargrave Home Loans
Your Mortgage Sherpa

Loans and Programs

Loan Products

Overview

1% Down - Bank donates 2%

You bring in 1% down payment, the bank gifts you 2% down for a Loan-To-Value of 97% at closing.  Available with no mortgage insurance.  

ARM's 

ARM's can save you money, are safe once again and are a smarter way to manage your mortgage.  Find out more...

FHA

Purchase a home using a FHA loan.  With as little as 3.5% down and less strict guidelines for FICO and income.

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Conventional Loans

The bread and butter of owning a home.  They've grown up a lot in the last few years and offer more options than ever.  

  • 30 Year Fixed Rate Mortgage
    The 30 year fixed rate mortgage is one of the most popular and secure home loan options available, especially if you want your monthly payments to be low and never change. Apply now for a 30 year fixed rate mortgage.

  • 15 Year Fixed Rate Mortgage
    If you’re looking to save thousands in interest expense and you want to own your home quicker versus a 30 year fixed rate mortgage, a 15 year fixed rate mortgage could be good for you. Plus, your payment and interest rate will never change during the term of this mortgage. Apply now for a 15 year fixed rate mortgage.

  • Adjustable Rate Mortgage (ARM)
    Take advantage of the low rates with an adjustable rate mortgage! It’s a great loan option if rates are on the decline or you’re staying in your home for a short time. Apply now for your ARM.

  • FHA Loan
    Offering loan flexibility and rate security if you want it, an FHA loan is an easy way to get a new home loan. Down payments can be as low as 3.5%. (APR 3.58%) Apply now for your FHA loan.

  • VA Loan
    With relaxed credit standards and low down payment options, the VA loan is geared specifically to help veterans and military personnel get a mortgage and own a home. Apply now for your VA loan.

  • Jumbo Loan
    If your home loan amount exceeds the current conforming loan limit (in most cases $424,100), a Jumbo loan is likely a good choice for you. Jumbo loans can be of the fixed or adjustable variety. Apply now for a Jumbo loan.

  • Interest Only Mortgage
    An interest only mortgage is great if you are interested in the lowest possible monthly payment for an initial period of time. Apply now for an interest only mortgage.

VA LOANS

 

JUMBO LOANS