Full-service mortgage brokerage with concierge touch.
Welcome to Hargrave Home Loans
Proudly headquartered in San Diego, CA, we proudly serve clients throughout North County, Encinitas, and across California. With over 25 years of experience, we are committed to providing personalized mortgage solutions and delivering exceptional service every step of the way.
Whether you're seeking a Jumbo, Conventional, FHA, VA loan, or a Home Equity Line of Credit, we offer a full range of mortgage products to fit your needs. We go beyond the typical loan officer experience – offering a hands-on, concierge-level service that guides you from pre-approval to closing.
At Hargrave Home Loans, we believe in clear communication, tailored advice, and a seamless mortgage experience. Our team is here to ensure you make the right choice with confidence and ease.
Ready to take the next step?
Contact us today to schedule a consultation, or fill out the form below to see how we can help you achieve your homeownership goals.
Contact
Ryan Hargrave
☎ CONTACT
ryan@hargravehomeloans.com
Office (858) 304-0572
Ryan Hargrave - Mortgage Loan Originator -
NMLS #292560 CA DRE #01864606
The Mortgage World
Home Purchase
Buying a home is one of the most exciting times in our lives. We work very hard to make sure that you a positive, fulfilling experience.
Tools & resources
Open the tool box and dig in. Start to learn more about the moving parts of a making an educated mortgage decision.
Refinancing
It may be an ideal time to look at refinancing. There are many options to lower your interest rate or take cash out for your next investment. Find out more...
About us
We stand apart from the chaos of the mortgage banks. Jump in and learn more about what we offer.
Loans & Programs
We have the ability to look through hundreds of mortgage programs to fit your needs. Keeping your goals in mind, we present all of the options for your needs.
“Putting people into homes, through a desirable goal, shouldn’t be our country’s primary objective. Keeping them in their homes should be the ambition.”
Drop us a line...
Please give us a brief idea of what you are trying to accomplish. Are you looking to get pre-approved to start the home shopping process? Would you like a complimentary review of your current mortgage positions to see if refinancing is something that could save you money? Please call our office to discuss more 858.304.0572