With as little as 3.5% down

FHA 

FHA loans are great for buyers with lower down payments and can be easier to qualify for than conventional loans. 

• Credit Scores starting at 640 FICO
• Sellers may contribute up to 6% towards your closing fees.
• Interest Rates less effected by FICO score.  A low FICO score can still get you a great interest rate. 
• Expanded Income qualification compared to conventional guidelines.