ARM's arent what they use to be!

Considering an Adjustable Rate Mortgage? Today’s ARMs are a lot different than they were in the past — and they may be the best choice for your purchase or refinance.  They can be a great way to manage your mortgage inside a time period or plan for the future.  They are available in terms from 1 year to 10 years.  There are always new ARM loan options becoming available so be sure to ask about the latest and greatest when we chat.  

ARMs ARE SMARTER

• Most people only stay in their mortgage for 5 to 7 years. Why not go for the lower rate?

• With an ARM, more of your payment goes toward the principal, so you pay down your mortgage faster.

ARM's are safer

• ZARMs no longer feature pre-payment penalties, so you can easily refinance.

• You’ll never have to worry about a big balloon payment

ARM's can save you money

A lower rate means a lower payment, which means more cash in your pocket each month.