Condo Litigation is a thing of the past
Do you have condo's that you've been wanting to get into put the project has some time of litigation preventing you from making offers. There are avenues, with conventional rates, that allow you to skip the condo questionnaire that kills the deal.
10% down on condos will allow you to do a limited condo review which doesn't ask about litigation or occupancy rates.
They've also begun to allow people to refinance current condos they own without looking into the HOA background. If the loan is currently held with Fannie Mae, you can refinance to market rates without having to do a condo questionnaire.