Hargrave Home Loans
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The Ups and Downs of Real Estate

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First Time Home Buyers Strike Gold

1% Down - Bank brings in 2% - total down payment 3%

I know what you're thinking, I thought the same thing, are they giving away free money? There are income caps for this program that depend on exact street location but the norm for Encinitas, CA is 104,000 per borrowing couple.  You don't need to be a first time home buyer but you can't currently own real estate on the day of closing on the new home.  Interest rates are on par with market rates for a 30 year fixed.  Available with no mortgage insurance.   

  • Minimum 640 FICO
  • Income Limits do apply
  • Convnetional 30 Yr Fixed
  • Available with no MI
  • Close in 30 Days or Less

 

Ryan HargraveHargrave Home LoansMortgage Broker, First time home buyer, down payment assistance, 1% down payment, homes in north county, san diego down payment assistance